PeopleKeep
Personalized health benefits made easy for small and midsize businesses.
Executive Summary
PeopleKeep is a cloud-based benefits administration platform that simplifies the offering and management of personalized health benefits, primarily through Health Reimbursement Arrangements (HRAs). It targets small to midsize businesses, enabling them to provide cost-effective, tax-free reimbursements for employees' medical expenses and individual health insurance premiums. The platform differentiates itself by automating compliance, streamlining administration, and offering flexibility, allowing employers to control their budget while empowering employees to choose their own coverage.
Use Cases
- Offering personalized health benefits to attract and retain employees.
- Providing cost-effective health benefits without traditional group health insurance.
- Ensuring compliance with IRS and HIPAA regulations for health benefits.
- Managing Qualified Small Employer HRAs (QSEHRA) for small businesses.
- Administering Individual Coverage HRAs (ICHRA) for businesses of all sizes.
- Supplementing group health plans with Group Coverage HRAs (GCHRA).
Features
Visibility
- Employer Dashboard: Provides employers with an overview of their HRA benefit, employee enrollment status, and reimbursement activity.
- Expense Tracking: Allows employees to submit and track their reimbursement requests, and employers to monitor approved and pending claims.
- Compliance Reporting: Generates necessary reports for IRS and ACA compliance, such as W-2, 1094-B, 1095-B, and 5500 forms.
- Budget Control: Enables employers to set and manage their HRA budget with clear visibility into allowance amounts and reimbursements.
Intelligence
- Benefit Designer: Guides employers through customizing HRA benefits, including allowance amounts, eligibility, and waiting periods.
- Automated Document Generation: Automatically creates and updates legal plan documents, SPDs, and employee notices to ensure compliance.
- IRS & HIPAA Compliance Review: Specialists review all submitted documents and reimbursement requests for adherence to IRS and HIPAA regulations.
Support
- Award-Winning Customer Support: Offers support via chat, email, and scheduled calls for both employers and employees.
- In-House Enrollment Specialists: Provides assistance to employees in shopping for and enrolling in health insurance policies.
- Extensive Resource Library: Access to guides, comparison charts, reports, and a help center for self-service support.
Technical Specifications
- Architecture
- Cloud-native SaaS
- Deployment
- Cloud/SaaS
- Authentication
- Standard username/password. SSO and MFA are common in similar platforms but not explicitly detailed for PeopleKeep in available information.
- API Available
- No
- MCP Server
- No
Integrations
- Gusto
- QuickBooks
Security & Compliance
Certifications: HIPAA Compliant (for claims review and data handling)
Encryption: Not explicitly detailed, but expected for a cloud-based platform handling sensitive health information.
Data Residency: United States
Pricing
- Model
- Monthly base fee + per-employee fee
- Starting Price
- Contact sales for a personalized quote.
- Target Customer
- SMB, Mid-Market, Nonprofits, Multi-state employers
- Contract Type
- Not explicitly detailed, but monthly fees suggest flexibility.
- Free Trial
- Yes, Custom demo (credit card required)
About PeopleKeep
PeopleKeep is Remodel Health's HRA administration software line for small and midsize businesses. They enable employers to offer personalized health benefits, primarily through Health Reimbursement Arrangements (HRAs) like QSEHRA, ICHRA, and GCHRA, simplifying benefit management and providing cost control.