Forma
Flexible benefits that employees rave about
Executive Summary
Forma is a flexible benefits platform that manages lifestyle spending accounts (LSA), pre-tax accounts such as HSA and FSA, and health reimbursement arrangements (HRA) in one place. Employers define account types and eligibility; employees then pay in the Forma Store, with the Forma Card, or through claims reimbursement. Forma also provides claims processing, 24/7 support, compliance support and analytics, and says it is live in 111 countries.
Use Cases
- Running lifestyle spending accounts, pre-tax accounts (HSA, FSA) and health reimbursement arrangements (HRA)
- Letting employees pay through the Forma Store, the Forma Card or claims reimbursement
- Rewards and recognition programs
- Well-being benefits
- Education and tuition benefits
- Caregiving benefits such as childcare, eldercare and pet care
Features
Visibility
- Dashboard & Reporting: Stay up to date on everything including budget, usage, and claims approvals.
Support
- Flexible Benefits Suite: Your one place for pre and post-tax spending accounts
- API & HRIS integrations: Sync employee details into Forma in real time with 40+ HRIS integrations, including Workday, ADP, UKG, and Paylocity.
Technical Specifications
- Architecture
- Cloud-native SaaS
- Deployment
- Cloud/SaaS
- Authentication
- SAML 2.0, SCIM
Infrastructure
- AWS
AI/ML Stack
- Machine Learning
Integrations
- Workday
- ADP
- UKG
- Paylocity
Security & Compliance
Certifications: SOC 2 Type 2, ISO 27001, PCI DSS SAQ A (self-attested), HIPAA (third-party assessment), GDPR compliance
Encryption: All data is encrypted at rest and in motion
Data Residency:
Pricing
- Model
- Custom enterprise
- Target Customer
- Mid-market to Enterprise
About Forma
Forma is a life benefits platform that enables modern companies to design and scale flexible, global benefits programs. It offers customizable spending accounts such as Lifestyle Spending Accounts (LSA), Health Spending Accounts (HSA), Flexible Spending Accounts (FSA), and Health Reimbursement Arrangements (HRA) to provide employees with choice and flexibility in their benefits.
Verified sources
Each of these facts was checked against the vendor page linked (2026-10-15).
- Customers: joinforma.com
- Executive Summary: joinforma.com
- Features · Support: joinforma.com
- Features · Visibility: joinforma.com
- Input · Highlight: joinforma.com
- Input · Primary: joinforma.com
- Input · Secondary: joinforma.com
- Integrations: joinforma.com
- Metrics · Results: joinforma.com
- Output · Dashboard: joinforma.com
- Output · Recommendations: joinforma.com
- Output · Reports: joinforma.com
- Process · Ai Engine: joinforma.com
- Process · Analysis: joinforma.com
- Process · Compliance: joinforma.com
- Security · Certifications: joinforma.com
- Security · Encryption: joinforma.com
- Support · Channels: joinforma.com
- Tagline: joinforma.com
- Technical · Auth Protocols: joinforma.com
- Links · Security: joinforma.com
- Use Cases: joinforma.com
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