Authorize vs Klarna
Side-by-side comparison
| Authorize | Klarna | |
|---|---|---|
| Product | Authorize.Net | Klarna |
| Category | Payment Processing | Payment Processing |
| What it does | Securely accept payments online, in-person, or via mobile, and protect against fraud. | Smoooth payments for shoppers, growth for businesses, and flexible financing for all. |
| Pricing model | Usage-Based | Usage-Based |
| Starting price | $25/month + transaction fees | 3-6% + $0.30/transaction |
| Free trial | Yes | No |
| Target company size | SMB, Mid-Market | SMB, Mid-Market, Enterprise |
| Deployment | Cloud/SaaS | Cloud/SaaS |
| Integrations | WooCommerce, Magento, Shopify, QuickBooks, NetSuite | Shopify, WooCommerce, Magento, Salesforce Commerce Cloud |
| API available | Yes | Yes |
| Certifications | PCI DSS, GDPR, HIPAA | PCI DSS Level 1, GDPR |
About Authorize.Net
Authorize.Net is a leading payment gateway that facilitates secure and efficient transaction processing for businesses of all sizes. It enables merchants to accept various payment types, including credit cards, eChecks, and digital wallets, across online, mobile, and in-person channels. The platform offers robust fraud detection tools, recurring billing, and comprehensive reporting, providing key
Use cases: Processing online credit card and eCheck payments for e-commerce businesses., Accepting mobile payments via smartphones, QR codes, and digital wallets., Managing recurring billing and subscription payments., Processing in-person payments using virtual POS or card readers., Sending digital invoices for goods and services.
About Klarna
Klarna is a leading global 'Buy Now, Pay Later' (BNPL) platform that empowers consumers with flexible payment options, including interest-free installments, pay-in-30-days, and financing. For businesses, Klarna integrates seamlessly into e-commerce platforms, driving increased sales, higher average order values, and improved conversion rates by offering these payment choices at checkout. The platf
Use cases: Increase average order value and conversion rates for online retailers. [1, 6, 8, 16], Reduce shopping cart abandonment by offering flexible payment options at checkout. [4], Provide consumers with interest-free installment plans or pay-in-30-days options. [3, 8, 19], Protect merchants from credit and fraud risks associated with customer payments. [4, 6, 19], Attract new customers and enhance customer loyalty through flexible payment solutions and marketing tools. [10, 19]