Adyen vs Afterpay
Side-by-side comparison
| Adyen | Afterpay | |
|---|---|---|
| Product | Adyen | Afterpay (Buy Now, Pay Later Service) |
| Category | Payment Processing | Payment Processing |
| What it does | Unified payments, data insights, and financial products on one global platform | Offer customers interest-free installments, while you get paid upfront. |
| Pricing model | Usage-Based | Merchant fees (typically a percentage per transaction) |
| Starting price | €0.10-0.15/transaction + interchange | — |
| Free trial | Yes | No |
| Target company size | Enterprise | SMB, Mid-Market, Enterprise |
| Deployment | Cloud/SaaS | SaaS |
| Integrations | Salesforce, SAP, Oracle, Magento, Shopify Plus | Shopify, Magento, WooCommerce, e-commerce platforms, POS systems, payment gateways, terminal APIs |
| API available | Yes | Yes |
| Certifications | PCI DSS Level 1 (Service Provider, v4.0), SOC 2 Type II, SOC 1 / ISAE 3402, ISO 27001 | — |
About Adyen
Adyen is an enterprise-grade financial technology platform that lets businesses accept and manage online, in-person, and omnichannel payments, with built-in risk management, reporting, and settlement tooling. It’s used by global digital-first companies, retailers, and platforms/marketplaces that need a single integration and contract to scale across countries, payment methods, and channels. Busine
Use cases: Enterprise omnichannel payments across ecommerce and in-store with unified reporting, Global expansion using local acquiring and local payment methods via one integration, Fraud prevention and conversion optimization using rules + machine learning risk decisioning, Dispute and chargeback management with analytics to improve win rates and reduce fraud notifications, Finance reconciliation and payout tracking from sales through settlement batches and payouts
About Afterpay (Buy Now, Pay Later Service)
Afterpay provides a 'Buy Now, Pay Later' (BNPL) service that allows customers to pay for purchases in four interest-free installments over time. For merchants, Afterpay ensures they receive the full payment upfront, mitigating risk and improving cash flow. This solution is designed to help retailers increase sales, boost average order value, and acquire new customers by making purchases more acces
Use cases: Increase sales and conversion rates by offering flexible, interest-free payment options to customers., Boost average order value (AOV) as customers are more likely to make larger purchases when they can pay in installments., Acquire new customers who prefer or require flexible payment solutions, expanding the merchant's customer base., Improve customer loyalty and repeat purchases by providing a convenient and positive payment experience., Streamline payment processing for merchants by handling installment collection and associated financial risks.
Full Afterpay (Buy Now, Pay Later Service) blueprint · Afterpay company profile