Cash App Taxes
Free federal and state tax filing with no upsells
Executive Summary
Cash App Taxes is a consumer DIY online tax prep and e-file platform that helps individuals prepare and file U.S. federal and a single state income tax return for $0. It is used by W-2 employees, investors, and many self-employed/gig workers who want a no-cost filing experience and are comfortable self-preparing without access to live tax pros. The core business value is eliminating software fees (including for many “complex” IRS forms competitors paywall) while still providing guided workflows, e-file submission, and basic guarantees. Differentiation is its single free tier (no upgrades) and its tight integration with Cash App identity/login (required) rather than a standalone tax-only account.
Use Cases
- Free filing for W-2 employees who want federal + one state return with no upgrade fees
- DIY filing for gig workers/sole proprietors reporting self-employment income (Schedule C) when supported
- DIY filing for investors reporting capital gains/losses (Schedule D) when supported
- Prior-year migration from TurboTax/H&R Block/TaxAct to a free platform via return import
- Filing federal-only when state filing is unsupported or must be handled separately
Features
Visibility
- Refund/amount due summary: Shows calculated refund or tax due as the user completes the return and before filing.
- E-file submission status tracking: Displays whether the federal and state submissions are sent and accepted/rejected by tax authorities.
- Return document access: Provides access to the completed return package for recordkeeping and future reference.
- Basic issue prompts: Highlights incomplete sections and missing information needed to finalize filing.
Intelligence
- W-2 photo upload capture: Automates data entry by extracting W-2 fields from an uploaded photo to populate wage information.
- Prior-year return import: Imports prior-year return data from other tax software to speed setup and reduce re-entry.
- Rules-based credit/deduction guidance: Uses questionnaire logic to route users through potentially applicable deductions/credits based on their answers.
- Validation for unsupported scenarios: Detects certain unsupported filing situations (e.g., multiple states, part-year/nonresident state) and prevents e-file submission through the platform.
Support
- Help center / support content: Self-serve support library focused on common filing questions and platform troubleshooting.
- In-app chat support: Support is primarily through in-app chat within Cash App support flows (availability may vary).
- Phone support (Cash App support line): Provides phone support via the official Cash App support number for account/product issues.
Technical Specifications
- Architecture
- Cloud-native SaaS (consumer web + mobile app) integrated with Cash App identity
- Deployment
- Cloud/SaaS
- Authentication
- Cash App account sign-in (SSO-style) with optional device/PIN/biometric protections in Cash App
- API Available
- No
- MCP Server
- No
AI/ML Stack
- Computer Vision
Security & Compliance
Encryption: TLS (HTTPS) in transit; encryption at rest (algorithms not publicly specified for Cash App Taxes)
Data Residency: US
Pricing
- Model
- Free (no paid tiers)
- Starting Price
- $0 for federal and one state return
- Target Customer
- Consumers (individual DIY filers)
- Contract Type
- No contract (consumer self-serve)
- Free Trial
- Yes, Free to use (no trial concept; file at no cost) (credit card required)
Ratings & Reviews
G2: [object Object]/5 · Capterra: [object Object]/5 · Gartner: [object Object]/5
About block
Block, Inc. (formerly Square) is a technology company focused on financial services, building tools for merchants and consumers. Its ecosystem includes Square for point-of-sale and payment processing, Cash App for mobile payments and financial services, Afterpay for buy now, pay later, TIDAL for music streaming, Bitkey for bitcoin self-custody, Proto for decentralized bitcoin mining, and TBD for decentralized financial services.