Vaulting-as-a-Service

Securely store payment credentials across any acquirer and power fast checkout experiences.

by Worldpay · Payment Processing

Executive Summary

Worldpay's Vaulting-as-a-Service provides a robust solution for securely storing payment credentials, enabling platforms to offer tokenized payments without the complexity and cost of building and maintaining their own payment vault. This service supports secure storage across any acquirer, ensuring flexibility and broad compatibility. By leveraging Vaulting-as-a-Service, businesses can significantly reduce their PCI compliance burden and focus on core growth initiatives, while Worldpay handles the intricate security and compliance requirements of sensitive payment data. The service powers fast and seamless checkout experiences through its Forward API, allowing for efficient retrieval and use of stored credentials. This not only enhances customer satisfaction by speeding up transactions but also improves conversion rates. It's designed for platforms and software companies looking to embed secure payment capabilities, offering a low-code integration path via APIs and Mobile SDKs to quickly implement secure, future-ready payment credential management.

Use Cases

  • Securely storing customer payment methods for repeat purchases.
  • Enabling one-click or fast checkout experiences for improved conversions.
  • Reducing PCI compliance scope by offloading sensitive payment data storage.
  • Supporting multi-acquirer strategies with credentials stored independently.
  • Allowing SaaS platforms to embed secure, tokenized payments for their users.

Features

Visibility

  • Payment Activity Monitoring: Monitor payment transactions and vaulting activity through reporting and event APIs.

Technical Specifications

Architecture
Cloud-based, API-driven architecture utilizing tokenization for secure payment credential storage across multiple acquirers.
Deployment
SaaS
API Available
Yes

Security & Compliance

Certifications: PCI DSS

Encryption: Payment credentials are securely stored using tokenization and encryption.

Pricing

Starting Price
Contact sales
Target Customer
Mid-Market,Enterprise

About Worldpay

Worldpay is a global payment processing company offering secure, scalable solutions for online, in-store, and mobile transactions. They power global commerce by providing exceptional payments technology and expertise to businesses.

Founded: 1993 · Headquarters: Cincinnati, US