Payment Solutions for Business

Flexible payment options to simplify checkout and boost business conversions.

by Klarna · Payment Processing

Executive Summary

Klarna's Payment Solutions for Business empower merchants to enhance their checkout experience and drive sales by offering flexible payment options. This includes popular choices like "buy now, pay later" and installment plans, which cater to a wider customer base and reduce friction at the point of purchase. By simplifying the payment process, businesses can significantly increase conversion rates and average order values. The platform provides robust API and SDK integrations for seamless implementation into various e-commerce platforms and mobile applications, as well as in-store systems. Merchants gain access to a dedicated portal for managing their account, monitoring transactions, and accessing performance analytics. Klarna also assumes customer credit risk, providing a cash flow benefit and peace of mind for businesses.

Use Cases

  • Increase Sales & Conversions: Offer flexible payment options to reduce cart abandonment and convert more shoppers into buyers.
  • Boost Average Order Value (AOV): Allow customers to spread costs, encouraging larger purchases and increasing AOV.
  • Attract New Customer Segments: Appeal to demographics like Gen Z and Millennials who prefer flexible payment methods, expanding market reach.
  • Enhance Customer Loyalty & Repeat Purchases: Drive faster customer return rates and accelerate the purchase cycle.
  • Streamline Checkout Experience: Provide a smooth, simplified checkout process with various payment choices, improving customer satisfaction.

Features

Visibility

  • Flexible Payment Options Display: Clearly present buy now, pay later, and installment plans to customers at checkout, both online and in-store.
  • Merchant Portal Access: Access a dedicated portal to manage your Klarna account, view transactions, and monitor performance.

Intelligence

  • Conversion Optimization Insights: Leverage data to understand how flexible payments impact conversion rates and average order value for your business.
  • Customer Segmentation & Targeting: Identify and target specific customer segments like Gen Z and Millennials with tailored payment options.

Support

  • Developer Documentation: Comprehensive API and SDK specifications to assist with integration and extension of Klarna's payment solutions.
  • Merchant Support Portal: Access resources and support for integration, account management, and troubleshooting.

Technical Specifications

Deployment
SaaS
API Available
Yes

Security & Compliance

Certifications: GDPR

Pricing

Target Customer
SMB,Mid-Market,Enterprise

About Klarna

Klarna is a global digital bank and AI-powered payments and commerce network. Founded in Sweden, it provides online financial services, including buy now pay later options, to millions of consumers and businesses worldwide.

Founded: 2005 · Headquarters: Stockholm, Sweden · Employees: 1000+ · Public